All that you must know about the pros and cons of gift deeds, tax implications, essentials, documents required, conditions, etc...
Using credit or debit cards abroad can prove costly.
Ask rediffGURU and PF expert Nitin Narkhede your mutual fund and personal finance-related questions.
Ask rediffGURU and PF and MF expert Janak Patel your mutual fund and personal finance-related questions.
'Asset allocation should change only if your goals, life situation, or risk profile have changed.'
For those looking for more affordable options, purchasing an under-construction property could be a smart move, as these generally cost less than ready-to-move-in properties.
An inconclusive end to this war will pose high risk for Netanyahu of a cascading demand for a regime change in Israel, predicts Ambassador M K Bhadrakumar.
Stopping SIPs during a downturn undermines the benefit of rupee-cost averaging.
Ask rediffGURU and PF and MF expert Janak Patel your mutual fund and personal finance-related questions.
Only investors who understand the significance of ESG investing should enter these funds for the long term, advises Sarbajeet K Sen.
rediffGURU Ulhas Joshi answers your mutual fund queries.
Ask rediffGURU and PF and MF expert Janak Patel your mutual fund and personal finance-related questions.
Do you have financial planning or income tax queries? Ask rediffGURU Anil Rego.
Don't exit from growth-style funds as they may benefit next from a shift in investor preference.
In India, younger workers willing to work at lower salaries are easily available, so you could find yourself out of a job before 60. Therefore, save for retirement with urgency, advises Sanjay Kumar Singh.
Investors need to get the timing of entry and exit right to make money in thematic and sector funds, suggests Sarbajeet K Sen.
When the subscriber reaches superannuation or the age of 60, 60 per cent of the total corpus accumulated in NPS can be withdrawn as a lump sum.
Not just unclaimed bank deposits, there are thousands of crores of rupees locked in unclaimed shares and insurance policies lying with many institutions across India.
'Investing abroad helps mitigate currency risk for foreign-currency denominated goals, such as children's higher education and international travel.'
'Investors don't have to worry about underperformance in passive funds, which earn market-equivalent returns.'
rediffGURU Ulhas Joshi answers your mutual fund queries.
The rupee depreciation will work in favour of students who are currently studying in the US and plan to secure a job that pays in dollars.
Investors need to carefully assess country-specific risks. 'This is especially true of a market that is less transparent than the US.'
For women, it is important to build an emergency fund and a financial independence fund independent of the couple's joint goals and plans.
Nikunj Saraf, Vice President Choice Wealth, answers your queries
A single security lapse could lead to complete wipe out of your crypto assets in seconds, with no recovery in sight, warns Nikhil Sethi.
Long-term tax-saving FDs can also be considered after the PPF limit has been exhausted.
'Young investors with limited funds should ensure that investing in NPS does not crowd out their other, more liquid, investments.'
This sort of property is better suited for an investor rather than an end user.
Multi-asset funds offer exposure to gold, which tends to do well in times of geopolitical tensions and inflationary pressures, suggests Sanjay Kumar Singh.
Ask rediffGURU and PF expert Nitin Narkhede your mutual fund and personal finance-related questions.
Treat silver as part of the procyclical or growth assets in your portfolio, advises Sanjay Kumar Singh.
rediffGURU Ulhas Joshi answers your personal finance and mutual fund queries
'A mid-year review makes the end-of-year financial review manageable and less stressful.'
Omkeshwar Singh, Head, Rank MF, a mutual fund investment platform, answers your queries.
'Negotiate a longer agreement with the escalation clause fixed now.' 'This will enable you to control future cost increases.'
What stood out in his 15-year journey as a member of the political executive at the Centre was his glowing record as India's most successful and effective finance minister. Both as prime minister and finance minister, he understood the importance of gradualism, except when the economy or the polity was in a crisis.
Omkeshwar Singh, Head, Rank MF, a mutual fund investment platform, answers your queries.
Buying or selling securities based on rumours about expected changes in tax rates or sectoral sops can backfire, advises Sarbajeet K Sen.
Sanjay Kumar Singh suggests key factors investors need to keep an eye on while choosing the direct investment route.
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